Community Development

UN Sustainable Development Goals

    No Poverty
    Zero Hunger
    Good Health and Well-Being
    Quality Education
    Gender Equality
    Clean Water and Sanitation
    Affordable and Clean Energy
    Decent Work and Economic Growth
    Industry, Innovation and Infrastructure
    Reduced Inequalities
    Sustainable Cities and Communities
    Responsible Consumption and Production
    Climate Action
    Life Below Water
    Life on Land
    Peace, Justice, and Strong Institutions
    Partnerships for the Goals

-- United Nations Sustainable Development Goals at

Bay Area Budgeting 3

California Legislature OKs Placeholder Budget as Talks with Newsom Continue (San Francisco Chronicle, June 15, 2020)

Oakland Schools Face $35 Million or More in Budget Cuts (East Bay Times, June 13, 2020)

SF, Other Bay Area Counties Facing Huge Bill from California at Worst Possible Time (San Francisco Chronicle, June 12, 2020)

California Legislature Pressing Forward on Budget Vote without Deal with Newsom (San Francisco Chronicle, June 10, 2020)

California Has One Week to Pass a Budget. Congress Doesn’t Plan to Help in Time — If at All (Sacramento Bee, June 8, 2020)

“Mutually Repugnant:” Gov. Newsom and Lawmakers Pursue Budget Compromise (CalMatters, June 7, 2020)

Editorial: California Lawmakers Need Federal Bailout to Plug Budget Holes (San Francisco Chronicle, June 6, 2020)

Editorial: California Legislature Needs to Get Real on Budget and Stop Counting on Federal Bailout (San Diego Union-Tribune, June 5, 2020)

Bay Area Budgeting 2

California Would Delay Deepest Cuts under Legislature’s Alternative to Gavin Newsom’s Budget (Alexei Koseff in the San Francisco Chronicle, June 4, 2020)

California Democrats Reject Newsom’s Budget Cuts, Make a Deal Counting on Money from Trump (Sacramento Bee, June 3, 2020)

As Cities Make Deep Cuts because of COVID-19, Police Departments Are Keeping Their Funding (Fast Company, June 1, 2020)

Will Effective K-12 Education Survive Gov. Newsom’s May Revise Budget? (Black Voice News, May 29, 2020)

California’s Coronavirus Budget Crisis Leaves Newsom and Lawmakers at Odds (John Myers in the Los Angeles Times, May 28, 2020)

California Assembly Meets as Rare Committee to Talk Budget (Santa Monica Daily Press, May 27, 2020)

Valid Assumptions or "Tacky bluffs" -- the Econ Forecast Shaping Newsom's Budget (, May 20, 2020)

The 2020‑21 Budget: Initial Comments on the Governor's May Revision (Legislative Analyst's Office, May 17, 2020)

Safety Net Programs Threatened by California’s Budget Deficit (LA Progressive, undated)

State Budget Information (California State Association of Counties, undated)

Coronavirus Forces Sharp Cuts to Schools, Healthcare in California, Newsom Says (John Myers, Los Angeles Times, May 14, 2020)

Bay Area Budgeting 1

News Analysis: California’s $54-Billion Deficit Fueled by Coronavirus Will Test a Decade of Preparations (John Myers, Los Angeles Times, May 14, 2020)

California Cut Schools and Raised Taxes in Its Last Recession. What Will Newsom Do Now? (Sacramento Bee, May 13, 2020)
BART Seeks Further Federal Funding to Address Deficit: "Our Budget Is Deep in the Red" (SFGATE, May 12, 2020)

Bay Area Cities Face Grim Financial Outlook amid Budget Slashing. Here’s What They Are Planning to Cut (San Francisco Chronicle, May 10, 2020)

California Is Reckoning With Its Huge Budget Deficits (Ed Kilgore at New York Magazine, May 7, 2020)

Here’s How a $54 Billion Deficit Will Hurt Californians (, May 7, 2020)

California Lawmakers Set to Return Monday as Coronavirus Lingers (, May 3, 2020)

CalMatters Commentary: State Budget Will Take a Very Big Hit from Coronavirus (Ventura County Star, May 3, 2020)

We Surveyed the "Rainy day" Funds of 6 States to See How Prepared They Were for a Major Emergency. The Results Paint a Grim Picture for the Country's Economic Recovery (Business Insider, May 2, 2020)

California Governor: Expect Budget Gap in "Tens of Billions" (Bloomberg, May 1, 2020)

Coronavirus: Alameda County Finances to Suffer because of Pandemic (East Bay Times, May 1, 2020)

Opinion: City and State Auditors Warn of Oakland's Financial Peril and Mismanagement (Oakland Post, April 30, 2020)

Tough Times for Oakland as Coronavirus Outbreak Blows Giant Hole in Budget (San Francisco Chronicle, April 26, 2020)

Bay Area Braces for Budget Deficits as Coronavirus Dries Up Local Tax Dollars (, April 24, 2020)

Coronavirus Prompts California Cities To Project 2-Year Losses Of $6.7 Billion (CBSN Bay Area, April 24, 2020)

Looming Budget Crisis "Like Nothing Oakland Has Ever Before Experienced" (Berkeleyside, April 21, 2020)

Coronavirus: East Bay Cities Bracing for Financial Hit as They Prepare Budgets (San Jose Mercury News, April 21, 2020)

Coronavirus: Financial Crisis for School Districts in Alameda Co. (Alameda, CA Patch, 4/20/2020)

Some People at UC-Berkeley

Charisma Acey

Christopher Alexander

Michael Burawoy

Manuel Castells

Karen Chapple

Bradford DeLong

David Harding

Martin Sanchez-Jankowski

Michel Laguerre

Clare Cooper Marcus

Carolyn Merchant

John Powell

Robert Reich

Carolina Reid

Harley Shaiken

Neil Smelser

Sandra Susan Smith

Laura D'Andrea Tyson

Kim Voss

Loïc Waquant

Margaret Weir

NMTC Application, Page One


Total Maximum Points for Part I: 25 points, plus up to 10 additional “priority points” available under sub- sections B and E.

TIP: An Applicant will score well in this section to the extent it can articulate, with specificity, its strategy to use an NMTC Allocation and can describe a strong, relevant track record, including a track record of serving LICs. Included in this section is the ability to earn “priority points” for meeting the statutory priorities of: 1) investing in Unrelated entities; and/or 2) demonstrating a track record of serving Disadvantaged Businesses or Communities. Refer to the NOAA for further information on the statutory priorities

A. Products, Services, and Investment Criteria

TIP: For the purposes of completing the Business Strategy section and all relevant exhibits, Real Estate Activities refers to the development (including construction of new facilities and rehabilitation/enhancement of existing facilities), acquisition, management, or leasing of real estate.
Non-real estate activities refer to all other types of business activities.

TIP: An Applicant will score well under the Products, Services, and Investment Criteria sub-section to the extent that it clearly describes its financial products and will deploy debt or equity capital, or offer products and services that feature more favorable rates, terms, structuring and non-traditional features when compared with market offerings. Please note, these criteria do not apply for an Applicant who intends to use its NMTC Allocation to pursue Financial Counseling and Other Services (FCOS) as their sole line of business.

TIP: The 2015 NOAA states, “as a condition of eligibility for this Allocation Round, the Applicant will not be permitted the use of the proceeds of Qualified Equity Investments (QEIs) to make Qualified Low-Income Community Investments (QLICIs) in Qualified Active Low-Income Community Businesses (QALICBs) where QLICI proceeds are used to repay or refinance any debt or equity provider or a party related to any debt or equity provider whose capital was used to fund the QEI except if: (i) the QLICI proceeds are used to repay documented reasonable expenditures that are directly attributable to the qualified business of the QALICB, and such past expenditures were incurred no more than 24 months prior to the QLICI closing date; or (ii) no more than five percent of the QLICI proceeds are used to repay or refinance prior investment in the QALICB. Refinance includes transferring cash or property directly to any debt or equity provider or indirectly to a party related to any debt or equity provider.”

Total Killers

Let me just tell you about the lenders.
First of all, these lenders aren't babies.
These are total killers.
These are not the nice, sweet
little people that you think, okay?

-- Donald Trump